MIBA Fintech
Product & Platform Design

MIBA – Micro-Investment & Budgeting Assistant is an AI-driven mobile and web platform that analyses users’ financial habits in real time, offers personalised budgeting tips, and automates micro-investments to help users build wealth effortlessly. It combines expense tracking, intelligent spending insights, and small, frequent automated investments that require no manual input.
Creating a great user experience is just one part of our Product design service
This project tackles a core pain point, helping people save and invest consistently, without requiring extensive financial knowledge or large, intimidating investments.
By combining AI-driven insights, micro-investments, and a clean, user-friendly experience, we've can created a fintech tool that not only empowers individuals to improve their financial health but also builds a sustainable business model.

AI-Driven Micro-Investment & Budgeting Assistant
MIBA automatically categorises transactions and provides smart, visual insights to help users understand and manage their spending. It offers personalised budgets, spending alerts, and gamified features that make saving fun and rewarding. With every purchase, MIBA rounds up spare change and invests it into diversified portfolios, helping users grow their wealth effortlessly over time.


